Aetna Physical Therapy in Totowa & Nutley, NJ

In-network physical therapy for Aetna members.

Is Aetna Accepted Here?

Yes. Expert Rehabilitation Group is an in-network physical therapy provider with Aetna at both our Totowa and Nutley, New Jersey clinics.

We became an in-network Aetna provider so that Aetna members across Passaic, Essex, Bergen, and Morris counties could receive one-on-one, doctor-led physical therapy using their in-network benefits.

What Being In Network Actually Means

Being in network means we have a contracted rate with the carrier, so you pay your plan’s in-network cost share rather than out-of-network rates. It does not mean every service is automatically covered or unlimited — coverage still depends on your individual plan, your deductible, and any visit limits or authorization rules it carries.

We treat orthopedic and musculoskeletal conditions exclusively: orthopedic physical therapy, post-surgical rehabilitation, spine care, and injury rehabilitation at our Totowa and Nutley clinics.

Which Aetna Plan Do You Have?

Aetna offers several plan structures in New Jersey and they behave differently for physical therapy:

Aetna PPO and Open Access plans generally let you begin therapy without a referral.
Aetna HMO plans more often require a referral from your primary care physician before therapy is covered.
Aetna Medicare Advantage plans follow Medicare-style rules, including physician certification of your plan of care.
Aetna Better Health (Medicaid) operates under separate authorization requirements.

Most plans also carry an annual visit limit for physical therapy. Knowing yours upfront lets us plan a course of care that fits inside it.

Do You Need a Referral?

Under New Jersey’s Direct Access law, Dr. Sheldon Shterengarts and Dr. Roger Avecillas can evaluate and treat you without a prescription from another provider.

That is the law. Your insurance contract is separate — some plans still require a referral in order to pay, even though one is not required to treat. Confirming that distinction for your specific plan is part of what we check when we verify your benefits.

For Aetna specifically, referral requirements track closely to plan type — HMO plans usually require one, PPO and Open Access plans usually do not.

You can also see every plan we participate with on our in-network insurance page.

We Verify Your Benefits Before You Start

Before your first visit our bilingual staff contacts your plan directly and confirms your physical therapy benefits — whether a referral is required, how many visits are authorized, and what your copay or deductible responsibility will be. You will know your costs before treatment starts, not after.

Have your member ID card handy and call (973) 221-5236.

Check Your Aetna Coverage

Call or text (973) 221-5236 with your member ID card, or contact us online. We will confirm your benefits and get you scheduled — often the same day. Totowa and Nutley, New Jersey.